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Financial Aid

Once you find a community college, university, vocational school, or any other type of higher education, you have to find a way to pay for it.  Below you will find some information and links that provide valuable tips about financing your future. All students are strongly encouraged to file a FAFSA application to allow the college or university the opportunity to determine your eligibility for aid.

WHAT IS FINANCIAL AID?

  • Gift Aid
  • Grants and scholarships (free money)
  • Self-Help Aid
  • Work Study (job opportunity to earn money)
  • Loans (money borrowed that must be repaid)
  • Need-based (Aid based on your financial situation)
  • Merit-based (Aid based on your grades, test scores, hobbies and special talents; also called non-need based aid)

BASIC PREMISE OF FINANCIAL AID

  • Students and parents are the primary source of funds for post-secondary education and are expected to contribute to the extent they are able
  • Financial Aid measures family ability, not willingness to pay for higher education.

OVERVIEW OF THE FINANCIAL AID PROCESS:

  • The first logical step to take is to fill out a form known as the "FAFSA." This form, once you fill it out completely and send it off, allows the federal government aid office a chance to review your needs and to offer you information regarding your eligibility for different types of aid. This final monetary figure is called "Expected Family Contribution" or "EFC". This is the amount you and your family are expected to pay for college.
  • If you follow all the steps related to the FAFSA, you will receive a letter/worksheet from them that indicates the type of aid for which you qualify. The most common categories include grants, loans, and possibly scholarships. Grants are often the most beneficial, for they don't have to be paid back. They are available to students who fit a certain profile that includes a good GPA, financial need, residency parameters, etc.
  • This information is sent to each of the colleges or universities that you designate. From then on, the Financial Aid office at each college or university will determine what, if any, additional Financial Aid they can provide you.
  • APPLYING FOR FINANCIAL AID: IT'S AS EASY AS STEP 1, 2, 3. Click here for instructions.
     
Types of ApplicationsRequired ByFile DeadlineApplyComments
FAFSA
(Free Application for Federal Student Aid)
ALL SCHOOLS Jan-1-09 to Mar. 2, 2009
Some schools may have an earlier deadline.Check with the individual university or college.
http://www.fafsa.ed.gov/ Online application preferred. Quicker response time and fewer mistakes.
FAFSA Pin #
(both student and parent apply for a pin #)
FAFSA May apply now www.pin.ed.gov Pin # can be emailed w/in 3 days or sent regular mail w/in 7-10 days
GPA Verification
(For CalGrants)
California Schools only Jan-1-09 to Mar. 2, 2009
Some schools may have an earlier deadline.Check with the individual university or college.
Print form from http://www.csac.ca.gov/doc.asp?id=1177.
Fill out student portion then submit to Mrs. Beck, Registrar for school verification. Allow 1-2 days for processing, then pick up from Registrar and send in via postal service.
Pay for a certificate of mailing at the post office prior to mailing the GPA Verif. form
Institutional Aid SOME SCHOOLS Varies by school. Check with the individual university or college Obtain from the college or university Financial Aid Office  
CSS /Financial Aid PROFILE SOME SCHOOLS Filed earlier than the FAFSA. Check with the individual university or college www.collegeboard.com/profile/

 

FINANCIAL AID APPLICATION INFORMATION
FAFSA form www.fafsa.ed.gov
Help in completing the FAFSA http://studentaid.ed.gov/students/publications/completing_fafsa/2006_2007/index.html
FAFSA on the Web Pre-Application Worksheet http://www.fafsa.ed.gov/before012.htm
PIN Registration Site http://www.pin.ed.gov/
Savings Bond Calculator http://www.treasurydirect.gov/indiv/tools/tools_savingsbondcalc.htm 
EFC Formula Worksheets and Tables http://www.ifap.ed.gov/efcinformation/0607EFCFormulaGuide.html
CSS Profile Form www.collegeboard.com/profile/
GENERAL FINANCIAL AID INFORMATION
California Student Aid Commission (information on federal and state programs) www.csac.ca.gov/
California Postsecondary Education Commission (information about college and learning beyond high school) www.cpec.ca.gov/
 CHAFEE GRANT The Chafee Grant program gives money to current and or former foster care youth to use for career and technical training OR colleges courses. For more information please go to https://www.chafee.csac.ca.gov/   (For FAQ visit https://www.chafee.csac.ca.gov/ChafeeFAQs.pdf )
The College Board (help w/comparing award letters) http://nextstopcollege.cbreston.org/adms/tools/calculator_tool.htm
Federal Student guide (resource on student financial aid from the Department of Education) http://studentaid.ed.gov/students/publications/student_guide/index.html
The Smart Guide to Financial Aid
(ask the Aid Advisor, links to free scholarship searches, loan/EFC/other calculators, scholarship scam alerts, etc.)
http://www.finaid.org/
International Students http://www.edupass.org/
FINANCIAL PLANNING FOR COLLEGE
EdWise Financial Planner (EdFund) www.edfund.org/home.html
Golden State Scholarshare Trust (California's tax-deferred college savings program and the Governor's Scholarship Programs) www.scholarshare.org/
Tax Benefits for Higher Education Brochure (EdFund) www.edfund.org/pdfs/i-91.pdf
COLLEGE &CAREER PLANNING
California Postsecondary Education Commission (CPEC) (information about all five systems: UC, CSU, CCC, Independent, Private Postsecondary and Vocational Education) http://www.cacollegeguide.com/
College Is Possible (planning resources for high school students, parents, and adult students) www.collegeispossible.org
GOVERNMENT OFFICES
Bureau of Citizenship and Immigration Services (formerly INS) http://www.bcis.gov/graphics/index.htm
IRS Online Forms and Q & A http://www.irs.gov/
Selective Service Registration (register for selective service or verify registration status) http://www.sss.gov/
Social Security Administration (download forms to apply for a social security number or obtain a replacement card) www.ssa.gov/
Department of Education www.ed.gov
Veteran's Affairs Educational Customer Service (888) 442-4551
IMPORTANT PHONE NUMBERS
Federal Student Aid Information
General Questions & Check on status of application 8am to midnight EST (7days per week)
  • Student Aid Report (duplicate, change address, add schools)
  • Hearing-Impaired: TTY
1-800-433-3243




1-319-337-5665





1-800-730-8913
FAFSA on the Web Customer Service/Online Chat Feature
8am to midnight EST (M-F), 9am to 6pm EST (Sat.)
1-800-433-3243

http://www.fafsa.ed.gov/contact.htm
California Student Aid Commission Customer Service Questions on FAFSA, GPA Form and Cal Grant Programs
Fund Your Future Workbook
1-888-224-7268
The College Board
CSS Profile Information
1-305-829-9793